How Profirms Crypto accounts work

This page is the whole deal. Every number on a crypto pricing card, in our chat assistant and in section 16 of our Terms comes from the same rulebook. If a rule is not written here, it is not a rule.

1. The three programs at a glance

Same philosophy as every Profirms account: your maximum-loss floor is set once a day from your closing equity and never trails your open profit. No consistency rule. No minimum trading days. No time limit. No activation fee. 90% of every payout is yours. Because crypto is leveraged and never closes, every crypto account also carries a live daily loss limit — a floor that only checks once a day cannot protect an account that trades through Saturday night.

2. How to play, step by step

1. Pick a program and a size. 2-Step is the cheapest route to funding with two phases to prove it. 1-Step is one target and done. Instant skips evaluation — funded from the first trade, at 2:1 leverage and a higher price. Want three at once? Set the quantity to 3 on a 2-Step card and the bundle price applies automatically.
2. Check out once. One payment, no monthly fee, no activation fee at any stage. FOUNDER25 takes 25% off. Everything is refundable until your login is delivered.
3. Get your login by email. Crypto accounts run on our platform partner (DXtrade or MetaTrader 5). Your order is fully refundable until your login is delivered. Practise on BTC, ETH and SOL with live prices in our free terminal today.
4. Trade the evaluation, any hour of any day. Reach the target without touching the daily loss limit or the max-loss floor. No clock, no minimum days — pass on a Sunday afternoon if the market gives it to you.
5. Phase 2 (2-Step only). A second, smaller target under the same rules, on a fresh account at the same size.
6. Funded. Your account is re-issued as a funded account at the same size, same rules. One-time identity check before your first payout.
7. Get paid, on demand. Request a payout any time from 5 days after your first funded trade. Minimum $100, 90% yours, paid within 24 hours of approval. No payout lock.

3. The max-loss floor

• It is set once a day, at 5:00 PM ET — every day, weekends included. At rollover we take your closing equity — balance plus open profit or loss — and place the floor at closing equity minus the program's max-loss percentage of your initial balance.
• It only ever moves up, and only at rollover. Green day? The floor steps up with you. Red day? The floor stays where it was. A 3 a.m. spike in your favour does not raise it, and giving that spike back does not lower it.
• It locks at your starting balance. Once the floor would sit above your initial balance, it stops there. From then on you cannot fail the max-loss rule while your account is in profit.
• It is not checked intraday. Between rollovers, the max-loss floor is not enforced. The daily loss limit is what protects the account during the session.

4. The daily loss limit

This is the one rule that is checked in real time. Crypto moves 5% in an hour more often than any other market, and it does it at 4 a.m. on a Sunday.

• Measured from start-of-day equity. At each 5:00 PM ET rollover we record your equity. The daily limit is that number minus the program's daily percentage of your initial balance.
• Checked live, on equity. If your equity — including open positions — touches the daily limit at any moment, open positions are closed and the account is breached.
• It resets every day. A rough day that stays inside the limit is forgotten at the next rollover.

5. Targets and phases

Targets are a percentage of your initial balance, measured on closed balance. You pass the moment your closed balance is at or above the target with no open positions — on any day, including day one.

• 2-Step: Phase 1 target 10%, then Phase 2 target 5% on a fresh account at the same size.
• 1-Step: one target of 10%.
• Instant: no target. You are funded from the start; your first payout unlocks at 5% closed profit.

6. Every number, every size

Crypto 2-Step — Two phases, the lowest price per dollar of buying power, and a floor that settles once a day.

Crypto 1-Step — One target, one phase, then you are funded.

Crypto Instant — No evaluation. A funded crypto account from the first trade, with a floor that never trails.

Per-payout caps apply on funded accounts only. Profit above a cap is not lost — it rolls into your next payout.

7. Leverage and position size

• 2-Step and 1-Step: 5:1. Your maximum open notional is five times your account balance (tables above).
• Instant: 2:1. A funded-from-day-one account carries less leverage, because there is no evaluation to filter for discipline first.
• Orders that would exceed the cap are rejected, not partially filled.
• Liquidation inside the daily limit is treated as a daily-limit breach. In practice the daily limit will always trigger first.
• No funding-rate charges, no overnight fees. You can hold a position for a month without paying to keep it open.

8. What you can trade

Everything trades 24/7. BTC, ETH and SOL stream live prices in our free terminal today; the rest of the list is in the symbol menu under Crypto.

9. Trading style: what is allowed

• Weekends and overnight: allowed. The market is open, so is your account.
• News, listings, unlock events: allowed, no blackout windows.
• Bots and automation: allowed, with the exceptions in section 10.
• Hedging within your own account: allowed.
• Scalping: allowed. No minimum hold time.
• Several Profirms accounts you own: allowed, including the same strategy on each.

10. What ends an account

• Breaching the daily loss limit or the max-loss floor. The account closes. A reset is available (section 12).
• Exploiting a single-venue flash crash, a stale feed, latency, or a platform malfunction — including strategies built to profit from feed lag rather than the market.
• Hedging between accounts belonging to different people, or coordinating opposite positions with another trader so one account is guaranteed to pass.
• Account sharing or account management. The person who bought the account trades it.
• Chargebacks on a valid charge. Talk to us first — almost everything is resolved within a day.

Breaches for conduct (not loss rules) are reviewed by a person before the account is closed, and you get the reason in writing.

11. Funded stage and payouts

• Same size, same rules. Nothing tightens after you pass.
• Split: 90% of profit is yours from the first payout.
• Timing: on demand, any time from 5 days after your first funded trade. Instant accounts can request once 5% in profit.
• No payout lock. Passing does not start a waiting period before you can withdraw.
• Minimum: $100 per request. Caps: per payout, by size (tables above); the excess rolls forward.
• Method: bank transfer or crypto, paid within 24 hours of approval, seven days a week.
• KYC: one-time identity verification before the first payout.
• Scaling: three consecutive payout cycles in profit raise your funded balance by 25%, up to $400K.

12. Resets and refunds

• Reset: after a loss-rule breach you can restart the same program and size at 30% off. A reset is a fresh account, not a top-up.
• Refund: full refund any time before your login is delivered, no questions asked. After delivery, the fee is non-refundable except for duplicate charges, billing errors or a verified technical failure on our side. See the Refund Policy.

13. How this compares

14. Questions

Does rollover happen on weekends?

Yes. Crypto trades every day, so the floor and the daily limit reset at 5:00 PM ET every day, Saturday and Sunday included.

Do I pay funding rates on positions I hold?

No. There are no funding-rate or overnight charges on any Profirms crypto account, evaluation or funded.

How fast are payouts?

Within 24 hours of approval, seven days a week. Crypto does not stop for the weekend and neither do your payouts.

Does open profit move my floor?

No. Only your closing equity at rollover moves it, and only upward.

Why is Instant 2:1 when the evaluations are 5:1?

Because an Instant account is funded before we have seen you trade. Lower leverage is the trade-off for skipping the evaluation.

Can I trade crypto, CFD and futures accounts at the same time?

Yes, if you are eligible for each. Crypto and futures accounts are open to everyone 18+.

Which platform?

DXtrade or MetaTrader 5, issued through our crypto platform partner once live. Until your login is delivered, your purchase is fully refundable.

See crypto pricingRead the TermsPractise on the free terminal