Terms of Service

1. Who we are & what you're agreeing to

These Terms of Service ("Terms") are a binding agreement between you and [YOUR LEGAL ENTITY NAME, e.g. Profirms LLC] ("Profirms," "we," "us"). By purchasing, pre-ordering, or using any Profirms evaluation or funded account program (the "Services"), you accept these Terms, our Refund Policy, Privacy Policy, and the published program rules on our website (together, the "Agreement").

2. What Profirms is — and is not

Profirms provides simulated futures, CFD, crypto and perps trading evaluations and funded trader programs using live market data in a simulated environment. Profirms is not a broker-dealer, futures commission merchant, registered investment adviser, or financial institution, and nothing in the Services is investment, legal, or tax advice. Evaluation fees purchase access to a skills-assessment program; they are not deposits, and virtual balances in evaluation and funded accounts have no cash value except as expressly provided for payouts under Section 7.

3. Eligibility

• You must be at least 18 years old and legally able to enter contracts.
• You must register with accurate, current information and keep it updated.
• Accounts are personal. One trader per account; no sharing, selling, or transferring logins.
• We may refuse, limit, or close accounts at our discretion, including where the Services are unavailable in your jurisdiction.
• CFD accounts carry additional eligibility terms. They are not offered where contracts-for-difference are prohibited or would require us to hold a licence. See section 15.
• Crypto accounts are simulated and carry the additional terms in section 16.
• Perps accounts are simulated and carry the additional terms in section 17.

4. Pre-orders

A pre-order locks your founding price and reserves an evaluation account, with login credentials delivered as soon as your account is set up. Pre-orders are fully refundable any time before credential delivery, as described in the Refund Policy.

5. Program rules

Each account size has a published profit target, end-of-day drawdown buffer, and maximum position size, shown in the rulebook on our website at the time of your purchase. Core rules for all accounts:

• Drawdown is calculated once per trading day at 5:00 PM ET from your end-of-day balance. It does not trail intraday. The buffer locks once it reaches your starting balance.
• All positions must be flat by 4:59 PM ET.
• Exceeding your buffer or position limits fails the evaluation or funded account.
• We may update rules prospectively; the rules in force when you purchased govern that account.

6. Prohibited conduct

The following void an evaluation or funded account without refund of used fees and forfeit pending payouts:

• Exploiting simulation errors, demo-fill advantages, data glitches, or latency, or any strategy that profits from the simulated environment rather than the market.
• Coordinated or opposing trades across multiple accounts (yours or others') to hedge outcomes.
• Using more than one identity, purchasing accounts to circumvent a ban, or letting anyone else trade your account.
• Unauthorized automation, reverse engineering, or interference with the platform.
• Any unlawful activity or market abuse.

7. Funded accounts, payouts & going live

• Passing an evaluation qualifies you for a funded account governed by the same rule set.
• Profit split: you receive 90% of approved payouts; Profirms retains 10%.
• After five approved payouts on a funded futures account (twenty on a Daily Payout account), you become eligible for a live account backed by real capital, on every futures account size, under the same rules. CFD, crypto and perps accounts do not include a live stage.
• Identity verification (KYC) is required before your first payout. Payouts derived from prohibited conduct may be denied.
• You are an independent contractor, not an employee, and are solely responsible for your own taxes.

8. Chargebacks

Contact supportprofirms@gmail.com before disputing a charge — most issues resolve quickly. Filing a chargeback on a fee you validly incurred results in immediate account termination and a ban from the Services, and we may recover amounts owed.

9. Disclaimers

Futures trading involves substantial risk of loss and is not suitable for every person. The Services are provided "as is" and "as available," without warranties of any kind; market data is supplied by third parties and outages or errors may occur.

10. Limitation of liability

To the maximum extent permitted by law, Profirms is not liable for indirect, incidental, special, consequential, or punitive damages, or lost profits. Our total liability for any claim is limited to the fees you paid to us in the 12 months before the claim arose.

11. Indemnification

You will indemnify and hold Profirms harmless from claims arising out of your breach of this Agreement or misuse of the Services.

12. Termination

You may stop using the Services at any time. We may suspend or terminate accounts that breach this Agreement. Sections that by nature should survive (including 8–11, 13 and 15–17) survive termination.

13. Governing law & disputes

This Agreement is governed by the laws of [YOUR STATE / COUNTRY], without regard to conflict-of-law rules. Disputes will be resolved in the courts of [VENUE][OPTIONAL: or by binding arbitration — ask your attorney].

14. Changes & contact

We may update these Terms; material changes will be announced by email or on the site, and continued use after changes means acceptance. Questions: supportprofirms@gmail.com.

15. CFD accounts (addendum)

This section applies in addition to everything above whenever you purchase or use a Profirms CFD account (2-Step, 1-Step or Instant). Where it conflicts with an earlier section, this section governs CFD accounts.

15.1 Nature of the product. CFD accounts are simulated trading accounts that reference contracts-for-difference prices supplied by our platform partner. You are not trading real CFDs, you are not a client of any broker, no real position is opened in your name, and Profirms does not provide investment services, brokerage, or advice. The evaluation fee is a fee for assessment and access to a simulated environment, not a deposit.

15.2 Eligibility and restricted jurisdictions. CFD accounts are not available in any jurisdiction where contracts-for-difference are prohibited or where offering this program would require Profirms to hold a licence. By purchasing a CFD account you confirm that is not the case for you. We verify identity before the first payout and may do so at any time. Concealing your location, including through a VPN or proxy, is a material breach: the account is terminated and no payout is owed.

15.3 Leverage disclosure. CFD accounts use leverage of up to 1:100 (forex), 1:50 (indices, commodities and metals) and 1:2 (crypto). Leverage magnifies both gains and losses in the simulation. For this reason every CFD account carries a daily loss limit that is enforced in real time, in addition to the once-a-day maximum-loss floor described in section 5 and on the CFD rules page.

15.4 Rules incorporated. The profit targets, daily loss limits, maximum-loss floors, lot limits, instrument list, payout schedule and prohibited practices published at profirmsfutures.com/cfd-rules form part of this agreement for CFD accounts. We may update them prospectively; changes never apply retroactively to a breach already assessed.

15.5 Pricing and market data. Simulated fills use prices from our platform partner's feed. Slippage, spread and swap are modelled to reflect that feed. We are not responsible for price gaps, feed outages or partner downtime, but a verified feed failure that caused a breach will be reversed on request.

15.6 Platform availability. CFD logins are issued once our CFD platform partner is live. Until your login is delivered, your purchase is fully refundable under the Refund Policy.

15.7 Payouts. The payout split is 90% to you. Per-payout caps for CFD accounts are published on the CFD rules page; profit above a cap rolls forward to the next payout. Section 7 applies otherwise.

16. Crypto accounts (addendum)

This section applies in addition to everything above whenever you purchase or use a Profirms Crypto account (2-Step, 1-Step or Instant). Where it conflicts with an earlier section, this section governs crypto accounts.

16.1 Nature of the product. Crypto accounts are simulated trading accounts that reference cryptocurrency prices from our platform partner and public exchange feeds. No cryptocurrency is bought, sold, held or custodied for you, no real position is opened in your name, and Profirms does not provide investment services, brokerage, exchange services or advice. The evaluation fee is a fee for assessment and access to a simulated environment, not a deposit.

16.2 Eligibility. You must be 18 or older. Crypto accounts are not offered in any jurisdiction where doing so would require Profirms to hold a licence. We verify identity before the first payout and may do so at any time.

16.3 Leverage and hours. Crypto accounts use leverage of up to 5:1 (2-Step and 1-Step) or 2:1 (Instant). Markets are open 24 hours a day, seven days a week, including weekends and holidays. For this reason every crypto account carries a daily loss limit that is enforced in real time, in addition to the once-a-day maximum-loss floor described on the crypto rules page.

16.4 Rules incorporated. The profit targets, daily loss limits, maximum-loss floors, leverage, instrument list, payout schedule and prohibited practices published at profirmsfutures.com/crypto-rules form part of this agreement for crypto accounts. We may update them prospectively; changes never apply retroactively to a breach already assessed.

16.5 Pricing and market data. Simulated fills use a composite of our platform partner's feed and public exchange prices. Slippage and spread are modelled to reflect that feed. No funding-rate or overnight charges apply. We are not responsible for exchange outages, flash crashes on a single venue or feed gaps, but a verified feed failure that caused a breach will be reversed on request.

16.6 Platform availability. Crypto logins are issued once our crypto platform partner is live. Until your login is delivered, your purchase is fully refundable under the Refund Policy.

16.7 Payouts. The payout split is 90% to you, available on demand once eligible. Per-payout caps for crypto accounts are published on the crypto rules page; profit above a cap rolls forward. Section 7 applies otherwise.

17. Perps accounts (addendum)

This section applies in addition to everything above whenever you purchase or use a Profirms Perps account (Violet, Cobalt, Midnight or Black). Where it conflicts with an earlier section, this section governs Perps accounts.

17.1 Nature of the product. Perps accounts are simulated trading accounts that reference cryptocurrency perpetual-futures prices from our platform partner and public exchange feeds. No cryptocurrency or derivative is bought, sold, held or custodied for you, no real position is opened in your name, and Profirms does not provide investment services, brokerage, exchange services or advice. The evaluation fee is a fee for assessment and access to a simulated environment, not a deposit.

17.2 Eligibility. You must be 18 or older. Perps accounts are not offered in any jurisdiction where doing so would require Profirms to hold a licence. We verify identity before the first payout and may do so at any time.

17.3 Leverage and hours. Perps accounts use leverage of up to 10x, set per market as published on the Perps rules page. Markets are open 24 hours a day, seven days a week, including weekends and holidays. The maximum-loss floor is static and is enforced in real time; Violet, Cobalt and Midnight accounts also carry a daily loss limit enforced in real time, and Black accounts do not.

17.4 Rules incorporated. The profit targets, daily loss limits, maximum-loss floors, leverage, instrument list, fee schedule, funded and per-customer caps, payout schedule and prohibited practices published at profirmsfutures.com/perps-rules form part of this agreement for Perps accounts. We may update them prospectively; changes never apply retroactively to a breach already assessed.

17.5 Pricing, fees and market data. Simulated fills use a composite of our platform partner's feed and public exchange prices. Spread is modelled to reflect those feeds and a commission of 0.02% of notional is charged per fill. No swap, funding-rate or overnight charges apply. We are not responsible for exchange outages, flash crashes on a single venue or feed gaps, but a verified feed failure that caused a breach will be reversed on request.

17.6 Black supply. Black accounts are limited. Each customer may purchase up to $200,000 of Black evaluations and hold up to $100,000 in active funded Black accounts. Orders over a cap are refunded in full.

17.7 Platform availability. Perps logins are issued once our perps platform partner is live. Until your login is delivered, your purchase is fully refundable under the Refund Policy.

17.8 Payouts. The payout split is 90% to you from the first payout. Payouts may be requested on any calendar day, subject to the minimums and funded caps published on the Perps rules page. Section 7 applies otherwise; the live-account stage in section 7 applies to futures accounts only.